In our day and age, you need not be involved in a technological enterprise to understand the value of technology to business. Such has been the rate of evolution over the last decade or so, that now even the smallest home business can use online operations to connect with a global client base. Who would have thought the humble garage sale might transform into a business through EBay, or that you could turn a passion for craft making into a successful home business selling all over the country.
Owning an Athens business means that securing a comprehensive Athens insurance package. As with any business however, you should always think professionally. You need to remember the essentials such as business insurance, and if you do sell or market online, be aware that doing so can come with unique risks. While you may have basic property insurance, liability and contents insurance in place, consider also these other options for Internet businesses:
Computer Operations Interruption Coverage – designed to cover loss of income and related expenses due repeat computer failure.
Electronic Data Loss Coverage – to cover you financially to rebuild or restore electronic data lost as the result of a computer virus or damaging code.
Electronic Data Liability Endorsement – to cover you for liability if customer or client personal details are lost due to electronic data accident or error (does not cover data theft).
This is an area the insurance industry is working hard to keep up with. To find out what might be suitable for your own business insurance needs, consider speaking to your agent for tailored advice.
